"Needs vs. Wants" | Budgeting & Smart Money Choices Packet | Grades 3–6

Needs vs. Wants – Smart Spending Stories & Activities

Help students build lifelong money smarts with this engaging Needs vs. Wants packet, designed to teach the difference between essentials and extras through fun, real-life scenarios.

Inside you’ll find:

• Stories & scenarios that put students in everyday decision-making situations
• Sorting and reflection activities to practice distinguishing needs from wants
• Discussion questions (3+ per story) to spark conversation and critical thinking
• Student-friendly charts and organizers for planning and prioritizing spending

This packet makes money management concrete and relatable, giving kids the tools to think ahead and make smart choices. Perfect for whole-class lessons, small groups, or independent practice.

✨ Part of the full Budgeting & Smart Money Choices Bundle!
When paired with the complete bundle, students will also explore:

• Saving for a goal
• Handling unexpected expenses
• Comparing costs & making smart choices
• Earning money & budgeting income
• Impulse spending vs. smart choices
  BudgetingSmartMoneyChoicesPacke…
  

Together, the bundle includes 5 categories, 25 stories, 25 activities, and 75+ discussion questions that cover the full range of financial literacy skills for grades 3–6. LOOK AT THE FREEBIE TO TRY THIS OUT!

Download today and help students navigate making smart money decisions!

If you find this resource helpful, please leave a review!

I’d love to hear your feedback and suggestions for future resources.

Follow me for updates on new products and freebies!