"Unexpected Expenses" | Budgeting & Smart Money Choices Packet | Grades 3–6

Budgeting & Smart Money Choices: Handling Unexpected Expenses | Grades 3–6

Help your students build real-life money skills with this engaging resource focused on handling unexpected expenses! Perfect for upper-elementary learners, this packet introduces surprise costs (like a broken bike tire, lost lunchbox, or extra school fee) and guides students through problem-solving, prioritizing needs, and making smart spending decisions.

Each short story presents a realistic scenario, followed by charts, activities, and guided discussion questions that encourage kids to think critically about budgeting and financial choices.

✨ What’s Included:

• 5 engaging stories about real-life unexpected expenses
• 5 interactive activities (charts, ranking, planning, problem-solving)
• 15+ guided discussion questions to spark meaningful conversations
• Printable worksheets that are easy to use in small groups, whole class lessons, or independent work

💡 Skills Covered:

• Recognizing and planning for unexpected costs
• Prioritizing needs vs. wants
• Building flexibility into money decisions
• Creative problem-solving and financial decision-making

✨ Part of the full Budgeting & Smart Money Choices Bundle!

When paired with the complete bundle, students will also explore

• Needs vs. Wants
• Saving for a Goal
• Handling Unexpected Expenses
• Comparing Costs & Making Smart Choices
• Earning Money & Budgeting Income
• Impulse Spending & Peer Pressure
  

Together, the bundle includes 5 categories, 25 stories, 25 activities, and 75+ discussion questions that cover the full range of financial literacy skills for grades 3–6.

LOOK AT THE FREEBIE TO TRY THIS OUT!

Download today and help students navigate making smart money decisions!

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