"Earning Money and Budgeting" | Budgeting & Smart Money Choices Packet | Grade 3–6

Budgeting & Smart Money Choices: Earning Money & Budgeting Income | Grades 3–6

Help your students build real-world money smarts with this engaging packet focused on earning money and budgeting income! Through relatable stories, hands-on activities, and thoughtful discussion questions, learners will practice making spending plans, setting savings goals, and balancing fun with responsibility.

💡 What’s Included:
5 engaging stories featuring kids earning and managing money in everyday situations
5 activities where students track income, create budgets, and plan spending/saving
15+ discussion questions to spark critical thinking and class conversation
Charts, templates, and prompts to support financial literacy practice

📘 Skills Covered:
Understanding how to earn money (chores, side jobs, gifts, etc.)
Creating and following a spending plan
Balancing saving, spending, and giving
Tracking income and expenses over time

✨ Perfect For:
Classroom lessons, math centers, or morning warm-ups
Small groups or independent work
Special education, intervention, or life skills practice

👉 This packet is part of the Budgeting & Smart Money Choices Bundle, which covers:
- Needs vs. Wants
- Saving for a Goal
- Handling Unexpected Expenses
- Comparing Costs & Making Smart Choices
- Earning Money & Budgeting Income (this product!)
- Impulse Spending & Peer Pressure

Help your students gain confidence and practical skills they can use now and in the future!
Use this as a stand-alone resource or grab the full bundle for a complete money smarts curriculum

✨ Part of the full Budgeting & Smart Money Choices Bundle!

When paired with the complete bundle, students will also explore

• Needs vs. Wants
• Saving for a Goal
• Handling Unexpected Expenses
• Comparing Costs & Making Smart Choices
• Earning Money & Budgeting Income
• Impulse Spending & Peer Pressure
  

Together, the bundle includes 5 categories, 25 stories, 25 activities, and 75+ discussion questions that cover the full range of financial literacy skills for grades 3–6.

LOOK AT THE FREEBIE TO TRY THIS OUT!

Download today and help students navigate making smart money decisions!

If you find this resource helpful, please leave a review!

I’d love to hear your feedback and suggestions for future resources.

Follow me for updates on new products and freebies!